“I'd hate to miss out on really low [mortgage] rates” or the tax credit, says Jennifer Hale, a veterinarian who is looking for a new home near Minneapolis with her fiance, Lawrence Nystrom. If rates do go up sharply, ... Richard Redmond, a mortgage adviser at All California Mortgage in Larkspur, Calif., offers the example of a couple with combined pretax income of $100000 a year and debt obligations (excluding mortgage) of $500 a month. At a 5% mortgage rate, he figures, ...
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